We offer interest-free and affordable payment plans that allow you to spread the cost of treatment over a period of time suited to you.
The advantages: at a glance
1. Makes treatment instantly affordable
By allowing you to spread the cost, you can opt to have the treatment you want, when you want it, on a repayment plan to suit your circumstances.
2. Wider choice of treatments
By making treatments more affordable, you can access a fuller range of treatments and choose the one perfect for you.
3. Payment terms to suit you
With a range of credit and payment options available, you can choose the one best suited to your circumstances.
4. No up-front deposit required
With the choice to opt for no initial financial outlay, you can avoid dipping into your savings or having to find a lump sum to start your treatment.
Who can benefit?
Just about anyone over the age of 18. You don’t have to belong to a private plan or even a regular visitor to the practice.
What can I use it for?
You can use the payment plans to pay for most treatments, but they are particularly suited to Cosmetic, Aesthetic, Orthodontic or Dental Implant work.
How much can I borrow?
The amount will be dependant upon the facility, you can borrow anything from £350. This will be subject to an ‘on-site’ credit application and you will usually receive a decision at the same time as you make the application.
How do I make the repayments?
Much like any other loan facilities, you repay them in affordable monthly direct debit payments over an agreed term.
How much will I pay?
With our interest-free facility, you pay the cost of your treatment – no more and no less.
In terms of any other affordable facilities, we provide you with a quotation that shows the monthly payment and the total interest payable over the term of the loan. There are no hidden costs and an up-front deposit can be given, but is not always necessary.
How do I apply?
Once you’ve agreed on a course of treatment and a cost with your clinician, we will make a credit application on your behalf. As soon as this has been approved and processed, you’ll receive written confirmation from the credit provider. Simple as that!
Who is the credit provider?
We work alongside two reputable companies to bring finance to our patients, Medenta Finance Ltd as our credit brokers and Hitachi Capital (UK) PLC as our credit provider.
What happens if my treatment costs more than planned for?
Firstly, we will tell you of this situation when it becomes imminint. You can choose to have an additional facility to cover the additional costs.